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Personal Debit Cards

Get cash and make purchases with one convenient card.

Open a checking account at any Sterling National Bank location and get the benefit of receiving a MasterCard® Debit Card. Enjoy greater financial freedom and convenience with your MasterCard® Debit Card, now with the latest chip technology.

Available with your Personal Checking accounts, you can:

  • Use your card for purchases anywhere MasterCard® is accepted. The amount of your purchase is deducted from your checking account.
  • Easily track your spending on your monthly checking statement.
  • Conduct routine banking at any Sterling National Bank ATM
  • Be confident that our new chip enabled MasterCard® Debit Card with an embedded microchip will provide an added layer of security for greater protection against fraud
  • Zero Liability: You will not be liable for any unauthorized signature-based purchases (by selecting credit at checkout) or PIN-based purchases (by selecting debit at checkout) made with your Personal MasterCard® debit card**

About debit card security

Chip technology offers you advanced security for in-store payments by making every transaction unique. Chip cards are widely accepted around the globe, making traveling easier and more convenient. Your card will continue to have the traditional magnetic stripe on the back, so you can continue to use it at merchants without chip-enabled terminals.


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**You will not be held responsible for unauthorized transactions provided you meet MasterCard® requirements, including:

1) You have used reasonable care in protecting your card from loss or theft; and

2) You have promptly notified us when you knew that your MasterCard® was lost or stolen.