Enable Accessibility
×
Close
Personal Online Banking
All personal banking clients, please enter your online credentials here:
e‑Treasury Business Banking
Log in
Safeguarding your online banking sessions is our top priority. For information about how you can help protect your online banking sessions, or if you need additional assistance with your e-Treasury log-in, please contact Client Support at [email protected] or 855.274.2800.

Download our e-Treasury Secure Browser

Business Online Banking
If you need assistance, please contact Client Services at [email protected] or 855.274.2800.
e‑Treasury
Log in
Safeguarding your online banking sessions is our top priority. For information about how you can help protect your online banking sessions, or if you need additional assistance with your e-Treasury log-in, please contact TM Service at [email protected] or 212.575.8020.


Download our e-Treasury Secure Browser

Download the Sterling e-Treasury Token Client


Business Online Banking
If you need assistance, please contact Client Services at [email protected] or 855.274.2800

For optimal viewing experience, please use a supported browser such as Chrome or Edge

Download Edge Download Chrome

Office Space: Leasing vs. Buying

Published on May 1, 2018 |

As your business expands, you may be debating whether to broaden your physical footprint as well. Choosing the right real estate option for your business can make or break your budget.

Love to Lease?

If you are looking for commercial real estate options but aren’t ready to commit, leasing could be the right fit. Your company could benefit from leasing short-term commitments as you try out different real estate options. Your business will not have to provide as much cash up front (compared to buying), and lease costs are often tax-deductible.

There are a few downsides to leasing. If you lease, there’s a lack of control related to property changes, repairs or other issues. From an investment standpoint, you won’t have equity in the property. You also risk the chance that rental costs and fees may increase over time. However, if a long-term commitment might not be right for you, this is the safer bet.

Is it Better to Buy?

Buying a real estate property can be a great investment if you are ready. The search can be tough, but once you’ve found the perfect property, your company can start investing from the ground up. If you own the space, you can make necessary renovations and additions to fit your needs. You can also sell the property and most likely gain back your investment if your company grows beyond the space—equity in the property will increase as the mortgage is paid off.

Consider all the aspects of buying real estate space. Over time, you might see a decline in your property value. On top of that, you could run into financial obstacles while you secure the funding needed to purchase property. Finally, if you own your brick-and-mortar, your options are limited when it comes to team location and company home base.

Still not sure which option to choose? Explore other office space options.

Related Resources

Commercial BankingWhite Papers
The New Normal: Law Firms And Credit in a Period of Financial Uncertainty
The New Normal: Law Firms And Credit in a Period of Financial Uncertainty Fill out the form to get this free, 7 page white paper. Even under the best of economic conditions, well-managed law firms need a smart credit strategy—optimally, one that deploys a tactical mix of short- and long-term borrowing to help them maintain […]
Commercial BankingArticles
Virtual Account Management: A Smart Solution for the Next Generation of Escrow Processing
Any business that uses escrow accounts knows the challenges that come along with managing a large number of them. While they can sometimes be onerous to set up and administer, being able to utilize them effectively and efficiently is key across a range of industries. A new web-based solution from Webster Bank improves upon traditional […]
Commercial BankingInfographics
Stay Vigilant Against Fraud and Scams During the COVID-19 Pandemic Infographic
With over 300,000 instances of fraud related to COVID-19 reported as of February 1, 2021—and with losses exceeding $320 million1 and counting—it is vital that you understand what the most common types of fraud being practiced look like and the steps you can take to protect your organization.
Connect With Us
Learn more about Webster products, services and the communities we serve.
We’d love your feedback
×