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Sterling and Webster to Combine to Create Scale, Unlock Growth and Value

We have exciting news to share. Sterling Bancorp and Webster Financial Corporation announced that both companies’ boards of directors have unanimously approved a definitive agreement. The combining of our two highly complementary franchises will create a powerhouse player in the Northeast with highly differentiated businesses in commercial banking, the HSA Bank, and in consumer and direct banking.

The combined company will have a contiguous footprint spanning the Northeast area from New York City, Northern New Jersey and Eastern Long Island up to Boston with a meaningful presence in key Northeast metropolitan areas including Greater New York, New Haven, Hartford, and Boston.

Most importantly, this announcement has no immediate effect on you. Our day-to-day operations have not changed, and we will continue to conduct business as usual. You can continue to contact your relationship manager or financial center and will be able to use all of our services as you currently do.


 

Frequently Asked Questions

How will this merger announcement impact now me as a client?
This announcement has no immediate effect on you. Our day-to-day operations have not changed, and we will continue to conduct business as usual. You can continue to contact your relationship manager or financial center and will be able to use all of our services as you currently do.
How will this impact me as a client after the close of the merger?

After the close of the merger, the combined company will operate under the Webster name. Jack L. Kopnisky, President & CEO of Sterling, will serve as Executive Chairman of the combined company. Webster Bank’s President and CEO, John R. Ciulla will serve as President and CEO of the combined company. We expect the merger to close in the fourth quarter 2021, pending regulatory approval.

In the meantime, please continue to conduct your banking with us just as you’ve always done. We will maintain normal business operations and you will continue to receive the outstanding service and support you have come to expect from Sterling.

Our commitment to our existing clients and communities remains steadfast. And, that commitment will continue through the merger process and beyond.

Why is this merger happening?

With approximately $63 billion in combined assets, $52 billion in deposits, and $42 billion in loans, our new organization will provide the scale to deliver best-in-class financial performance and drive value for our clients, communities, colleagues and shareholders. Through diversification and scale, we will unlock opportunities in our commercial and consumer banking businesses by growing relationships with existing clients and enhancing operating leverage. These opportunities are particularly strong in our diversified commercial lending verticals. In the HSA Bank, which is a distinctive and successful part of Webster’s history that we will expand, and in consumer and direct banking, we will accelerate our investments into new technologies and capabilities.

The combined company will have a contiguous footprint spanning the Northeast area from New York City, Northern New Jersey and Eastern Long Island up to Boston with a meaningful presence in key Northeast metropolitan areas including Greater New York, New Haven, Hartford, and Boston.

Can you tell me more about Webster Bank?
Webster Bank is a leading regional bank with $33.3 billion in assets.
  1. Webster provides business and consumer banking, mortgage, financial planning, trust and investment services. HSA Bank, a division of Webster, provides health savings account trustee and administrative services.
  2. Webster operates in Connecticut, Massachusetts, New York and Rhode Island, with 148 banking centers, 280 ATMs, and mobile and online banking.
  3. Webster remains committed to fostering a diverse, equitable and inclusive workplace, and supporting the communities where we live and work.
  4. Please visit www.Websterbank.com for more information.
Whom should I contact if I have questions?
We will update you as we progress through the merger process, but please reach out to your Sterling relationship manager or financial center if you have any questions about the merger or for assistance with your existing accounts, loans, and other financial services.

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