Personal Checking

Whether you want simple, efficient checking or a more powerful solution that includes savings and special rate bonuses, Sterling has your answer. You can manage your money with ease using free Online Banking, free Bill Pay, free Mobile Banking and Mobile Deposit, free direct deposit, and a free MasterCard® debit card for convenient access to your funds. We also offer overdraft protection to help you avoid fees and returned items.

Compare Standard Personal Checking

Student Checking Simple Checking Choice Checking Premium Checking Smart Checking
Tier I
Smart Checking
Tier II
Balance Level < $1,500 > $1,500 > $2,500 < $25,000 >= $25,000
Interest Bearing yes yes yes
Unlimited Check Writing yes 15 Free yes yes yes yes
Free Foreign ATMs 4 4 Unlimited Unlimited Unlimited
Host Fee Refunded 4 4 Unlimited Unlimited
Free Basic Checks and Discounts on Premium Checks 1st Order 1st Order Unlimited Unlimited Unlimited
Monthly Fee Waived with Balances yes yes yes
Monthly Fee Waived with Direct Deposit yes yes
No Monthly Fee with E-Statements yes
Student Checking Senior Checking Health Savings Checking
Interest Bearing yes
Unlimited Check Writing yes yes yes
Free Foreign ATMs and Host Fee Refund 4 4
Unlimited ATMs when joint w/parent w/Silver Checking or Private Banking yes
Free Checks 1st Order 1st Order 1st Order
Discount on Premium Checks 1st Order 1st Order
Monthly Fee Waived with Balances yes
Monthly Fee Waived with Direct Deposit yes yes
Monthly Fee Waived with 5 Debit Card Transactions yes
No Monthly Fee with E-Statements yes