Personal Lending

Get the money you need when you need it.

Sterling offers the lending capabilities and expertise to assist you in making smart financing decisions. If you have other Sterling accounts, you can qualify automatically for attractive rate discounts. Additional discounts are available if you arrange to make automatic payments each month.


Residential Mortgage

We understand that buying a home can be a daunting experience, and you need someone to whom you can turn whenever you have questions.

Through Sterling, you can be connected with financing solutions for almost any situation, including purchasing or refinancing a house, condo or co-op, a second or vacation home, or investor properties.

The terms of your mortgage can be tailored to meet your needs.

To talk to a mortgage professional, call 844-312-7080.

Home Equity Lines of Credit

Your home is an asset, and a Sterling Home Equity Line of Credit allows you to tap into that asset for an immediate source of cash. By accessing the equity in your home, you can consolidate other debts into one low monthly payment. Use the money for whatever you need, whether college tuition, home improvements, or travel, and benefit from potential income tax deductions.*

*Interest may be tax deductible, please consult your tax advisor.

Personal Loans

Sterling offers both secured and unsecured personal loans at fixed rates to meet a range of your financial requirements. Apply to borrow up to $50,000 for up to 60 months with an unsecured loan, or up to $100,000 for 60 months with a secured loan.

Personal Lines of Credit

We offer personal lines of credit that provide additional flexibility when you need it. Eliminate the stress and cost of an overdrawn checking account with your own credit line, and access to up to $50,000 at attractive variable rates.

Credit Card

Get a 0% introductory APR* on purchases and balance transfers with our Sterling National Bank MasterCard® credit cards. We offer a Platinum Rewards Card or a Cash Rewards Card, both with no annual fee.

Credit cards provided through a preferred third party not affiliated with Sterling National Bank.

*0% introductory APR for the first 12 billing cycles. After that, your APR will be 10.99% to 21.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate as published in the WSJ.

Subject to credit approval.

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