Enable Accessibility
×
Close
Personal Online Banking
Visit the Personal Online Banking Education Center for information about logging in and using Personal Online Banking account.
If you need assistance, please contact Personal Client Services at 855-SNB-7500 (855-762-7500)
e‑Treasury Business Banking
Log in
Safeguarding your online banking sessions is our top priority. For information about how you can help protect your online banking sessions, or if you need additional assistance with your e-Treasury log-in, please contact Client Support at [email protected] or 855-274-2800.

Download the Sterling e-Treasury Secure Browser

Business Online Banking
Forgot Password

Visit the Business Online Banking Education Center for information about logging in and using Business Online Banking.
If you need assistance, please contact Client Services at [email protected] or 855-274-2800.
e‑Treasury
Log in
Safeguarding your online banking sessions is our top priority. For information about how you can help protect your online banking sessions, or if you need additional assistance with your e-Treasury log-in, please contact TM Service at [email protected] or 212-575-8020.


Download the Sterling e-Treasury Secure Browser

Download the Sterling e-Treasury Token Client


Business Online Banking
Forgot Password

Visit the Business Online Banking Education Center for information about logging in and using Business Online Banking.
If you need assistance, please contact Client Services at [email protected] or 855-274-2800
Protect Yourself Against Fraud

Consumer Loan Offer Scam Alert:
Please note that Sterling National Bank does not offer consumer loans through online marketplaces. Beware of loan offers on social media or online ads, scammers are impersonating employees of legitimate loan companies and banks. Learn More

X
close

Your Ticket to Expansion

Follow these tips to find and manage the money you need to fuel franchise growth.

Whether you’re looking to expand to another location or aiming to build out the franchise you currently own, there are many options to keep in mind—particularly when it comes to how you’ll pay for it. From finding financing that fits your goals to ensuring you have plenty of cash on hand, the growth you seek depends on your ability to pay.

Financing Options

Once you have an updated business plan with projected financials, it’s time to determine where the money to fund those plans will come from. One way you’re likely familiar with is financing through your franchiser. They usually offer a variety of options, especially if you’ve already experienced success. After all, their growth is directly tied to yours. Once you know how much they’ll offer, you can turn to additional sources, such as friends and relatives, loans, or asset leveraging.

Working Capital

Even with financing in place, it’s critical you maintain adequate cash reserves. Covering your business over a set range of time (whether weeks or months), cash reserves ensure you can sustain your business day-to-day. Cash is important enough when you’re simply running your business. It’s even more necessary when you’re pursuing growth or getting a new franchise off the ground.

Related Resources

Commercial BankingWhite Papers
Should You Pay Foreign Suppliers in Their Own Currency?
Paying invoices in U.S. dollars is a common practice for most domestic importers, but using your supplier’s own currency could have significant advantages — for both sides of the transaction. Learn more in this white paper.
Commercial BankingWhite Papers
Helping Attorneys Safeguard Client Funds
When serving as escrow custodians, it’s important for attorneys to take positive action to protect client funds. In this white paper, we discuss some of the fraud risks, as well as identify 5 tools you can use to help protect against fraud.
Commercial BankingArticles
Financing Innovation: Key Considerations for Technology Firms Taking on Bank Debt
Less- or non-dilutive bank debt alternatives do exist for mid-market technology firms… but there are considerations that should be taken before pursuing them. John Hoesley, Head of Sterling’s Innovation Finance Group, breaks down what founders need to know. CHOOSE YOUR BANK WISELY. Founders often work with larger, less-focused financial institutions, mainly because they’ve ‘always banked […]
Connect With Us
Learn more about Sterling products, services and the communities we serve.
We’d love your feedback