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What Is Identity Theft?

Identity theft is when someone "steals" your identity and impersonates you in order to open credit or bank accounts, rent apartments or make major purchases. Identity thieves spend as much money as they can in as little time as possible before moving on to another victim.

While victims are usually not responsible for the majority of their imposters' bills, they are often left in a financial mess, with a bad credit report that can make it difficult to write checks, borrow money, rent an apartment, or even get a job.